Canada's digital-nomad route has no visa fee premium, but the living-cost premium is real. Toronto and Vancouver are the expensive anchors; Montreal, Calgary, Ottawa, Quebec City, Halifax, and smaller university cities can be more practical.
| Tier | Monthly budget | Likely setup |
|---|---|---|
| Budget | $1,900-$2,500 | Room rental or outer-neighborhood studio, transit, low travel |
| Midrange | $2,800-$3,800 | Montreal/Calgary/Ottawa apartment or outer Toronto/Vancouver |
| Comfortable | $4,200-$5,800 | Central big-city apartment, coworking, domestic travel |
| Premium | $6,500+ | Central Toronto/Vancouver furnished apartment and high-season travel |